by Richard F. Hicks MDiv (c) 2020

Decline, Dying and Death: Be Prepared can be used 

in any number of ways.  Here’s a few:

• Personal, private use.
• With close family members.
• At your house of worship.
• At work.  If team members are prepared for decline, dying and death, they will be more productive.
• In civic and community groups.

Funeral homes and foundations as long as you don’t try to close the sale.  

The more people you serve and the better you serve them; 

you will be rewarded with money.

You can have everything you want if you help others get what they want.  — Zig Ziglar

A Dave Ramsey Solutions Master Financial Coach